Steve Carmichael, CPA
Member/Partner
Office:  Dyersburg, TN

Experience
Steve is the senior member/partner in ATA%u2019s financial institutions practice.  With 40 years of experience, he has worked with financial institutions of all sizes.  His practice encompasses all aspects of that industry%u2019s needs including: tax, internal and external audit, loan review, interest rate risk, Bank Secrecy Act, IT audits and compliance reviews.  He has also been an expert speaker for the Tennessee Bankers Association.  In addition to working with banks, Steve provides valuable tax services to individuals and corporations and works with numerous estates.  As an engagement partner, he is dedicated to the highest level of customer service and quality standards.

Education
Master of Business Administration
University of Tennessee, Knoxville, Tennessee

Bachelor of Science in Business Administration
Major:  Accounting
University of Tennessee, Knoxville, Tennessee

Professional Organizations, Certifications & Special Recognitions
Tennessee Society of Certified Public Accountants
    Financial Institutions Committee, Past Member
    Past Council Member
    Past Secretary/Treasurer, Vice President & President West Tenn. Chapter
American Institute of Certified Public Accountants
University of Tennessee School of Accountancy Advisory Board Member, 1992-2000
Tennessee Bankers Association Associate Member
Certified Public Accountant (CPA) Licensed in Tennessee & Missouri
Kentucky Bankers Association Associate Member

Areas of Specialization
Financial Institution Audit & Tax
Individual & Corporate Tax
Estates

Community Involvement
Dyersburg Rotary Club, Past Member
First United Methodist Church, Dyersburg, Tennessee
Dyersburg- Dyer County Union Mission
     Treasurer
     Board of Directors